How to Deal with Auto Loans & Liens

How We Can Help with Auto Loans & Vehicle Liens

We'll Help You Create a Realistic Budget to Manage Your Expenses

This might sound strange at first, but one of the first things you need to do to deal with an auto loan problem is to create a monthly spending plan for your money: a budget. We can help you do this – and here’s why this is so important. You probably need to free up some money to be able to afford your vehicle loan or to manage other debts that are eating up your income. If you are spending exactly what you earn – or maybe a bit more than you earn – then it’s going to be impossible to pay your debt down. By letting a budgeting expert help you put together a budget, you can find places here and there to optimize your spending so that at the end of the day, you've actually freed up enough money to fully pay your bills and begin paying down your debt.

We Can Help You Explore Your Options to Consolidate Debt

After one of our Credit Counsellors helps you put together a solid budget and gives you some tips and guidance, you may feel that you can now tackle your debt on your own. If that’s the case, then that’s fantastic. However, if you have other debts that you're struggling to pay too, then you might also want to explore other options that could possibly help you consolidate your debt and pay it off more quickly. Consolidation options can include a consolidation loan, debt settlement, Debt Management Program, Consumer Proposal, or other options.