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Escape from the Payday Loan Cycle

We can help you break free and get on with your life.

Become Debt FREE

Request a free, confidential, personal consultation to get information on ALL of your options to become debt FREE.


Stop the Stress and Regain Control


Are you feeling trapped by your payday loans? Do you feel like you’ve lost control of your pay cheques? Maybe you’re not sure what to do or what your options are.

Stop the stress and get help now.


How We Help You Break Free from Depending on Payday Loans

We can provide a lot of help with payday loans. In fact, people we help all across Canada often tell us that they wish they had come to see us sooner.

Let us help you get back on track. We can help you to:

  • Stop the payday loan cycle
  • Create a plan so that you don't have more month than money
  • Explore options to consolidate your payday loans and debts into one affordable monthly payment
  • Avoid bankruptcy
  • Save thousands in interest


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Find Out Your Options

your-options-400px.jpgSometimes it can be really hard to ask for help, but you'll feel better once you know what your options are. In fact, the majority of the people we help tell us that they sleep better at night after speaking with one of our Counsellors.

There are many ways to deal with debt. Your Credit Counsellor will provide you with information so that you can make an informed decision about what is best for you.

Some ways to deal with your debts can include:

  • A Debt Management Program to consolidate your payments and repay what you owe without borrowing more money
  • Help to arrange a manageable budget so that you qualify for a consolidation loan
  • Legal debt relief options offered through the Bankruptcy and Insolvency Act, which can include a Consumer Proposal or bankruptcy

The Longer You Wait to Get Help with Your Payday Loans the Fewer Solutions You’ll Have Available


Most people that we help report they were stuck in the payday loan cycle for over a year before getting help. Break out of the trap and get on with your life. Ask us your questions and find out what you need to know about dealing with your debts. We’ll be happy to connect you with one of our friendly, accredited Credit & Debt Counsellors so that you can speak confidentially about your situation. Give us a call us now at 1-855-232-4888.


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Accredited member of Credit Counselling Canada.
International affiliate of the National Foundation for Credit Counseling.
Accredited as a charity with the Better Business Bureau.
Winner of the Consumer Choice Award in cities across Canada.

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