If you’re in arrears on your utility bills or if you’ve been disconnected by the gas or electricity company, you’re not the only one. It happens. The good news, though, is that we can help you. We can help you put together a plan to get things back online, get the utility company back on side, and get your finances back on track. We're a non-profit consumer credit and debt counselling service. One of our Credit and Debt Counsellors can help you get started right away with a plan to:
This might sound strange at first, but one of the first things you need to do to deal with your utility bills is to create a monthly spending plan for your money: a budget. We can help you do this – and here’s why this is so important. You probably need to free up some money to begin making meaningful progress at catching up with your utility bills. If you are spending exactly what you earn – or maybe a bit more than you earn – then it’s going to be very difficult to do this as things currently stand. By letting a budgeting expert help you put together a budget, you can find places here and there to optimize your spending so that at the end of the day, you've actually freed up enough money to properly deal with your utility bills.
After one of our Credit Counsellors helps you put together a solid budget and gives you some tips and guidance, you may feel that you can now tackle things on your own. If that’s the case, then that’s wonderful. However, a lot of people also like to explore other options that may be available to them to help them consolidate their debts and pay them off more quickly. Consolidation options can include a consolidation loan, debt settlement, Debt Management Program, Consumer Proposal, or other options.
To take a good look into all your options and see if there is anything that might be able to help you, give us a call and speak with one of our Credit Counsellors. You can meet with one either in person at one of our offices or over the phone if that’s more convenient for you. They’ll help you put together a budget, explore all your options, and then help you create a plan to get out of debt and get your finances back on track as quickly as possible. Speaking with our Counsellors is always free, completely confidential, and non-judgmental. We’re simply here to help you. Give us a call at 1-855-232-4888.